sistawendy (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
sistawendy) wrote2022-02-15 11:47 am
sistawendy) wrote2022-02-15 11:47 am
Zzzzzz?
I'm having trouble thinking of anything to write here. After getting back from Comfy Lady's on Saturday morning I slept. And then I spent the rest of a sunny Valentine's weekend sleeping some more.
But am I sleeping well at night? Of course not. I've been waking up in the wee hours. At least I fall back asleep, but it usually takes an hour or two. I blame February: every year since (not long after?) I moved up here, the noticeably lengthening days have robbed me of a normal sleep schedule.
Oh, there is one thing I remembered to write about, namely the scramble for a down payment. I have two 401(k) plans, one with a big pile o' money in it from a previous employer, plan A; and a much smaller one with my current employer, plan B. Murphy's Law dictates that only plan B allows me to take out loans against it*, possibly because I can no longer actively contribute to plan A.
I can roll plan A into plan B, but guess which one has the stellar annual returns? Plan A, of course. Now that I sit here typing, I wonder if I can do a partial rollover. I bet I can't.
Oh by the way, quite a bit of money, enough for a down payment, is supposedly in transit into plan B. There was a plan C that got closed out due to acquisition, and I'm still waiting on the transfer from C to B. When that happens, I should be golden for a down payment.
*I can execute a partial withdrawal from plan A, but that incurs a tax penalty.
But am I sleeping well at night? Of course not. I've been waking up in the wee hours. At least I fall back asleep, but it usually takes an hour or two. I blame February: every year since (not long after?) I moved up here, the noticeably lengthening days have robbed me of a normal sleep schedule.
Oh, there is one thing I remembered to write about, namely the scramble for a down payment. I have two 401(k) plans, one with a big pile o' money in it from a previous employer, plan A; and a much smaller one with my current employer, plan B. Murphy's Law dictates that only plan B allows me to take out loans against it*, possibly because I can no longer actively contribute to plan A.
I can roll plan A into plan B, but guess which one has the stellar annual returns? Plan A, of course. Now that I sit here typing, I wonder if I can do a partial rollover. I bet I can't.
Oh by the way, quite a bit of money, enough for a down payment, is supposedly in transit into plan B. There was a plan C that got closed out due to acquisition, and I'm still waiting on the transfer from C to B. When that happens, I should be golden for a down payment.
*I can execute a partial withdrawal from plan A, but that incurs a tax penalty.
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no subject
I'm a half step ahead of you. I just initiated the partial rollover from A to B, and I asked how to make B more like A. Things are afoot.
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